Please carefully read and understand these terms and conditions before using the services provided by Patil Debt Management and Enforcement Agency. All use of our services and access to the website is subject to the terms set forth below.

Agreement to Terms

By agreeing to these terms, you unconditionally consent to be bound by them. The privacy policy, an integral part of this agreement, is available at Privacy Policy and should be reviewed before accessing the website or availing services.

User and Patil Debt Management and Enforcement Agency Agreement

This agreement constitutes a legal understanding between you (“User”) and Patil Debt Management and Enforcement Agency (“we” or “us”). It governs your visit to the website and usage of our content, services, and products.

Changes to Terms or Services

We reserve the right to modify or terminate any part of this agreement at any time. Changes will be updated on our website, and your continued use of our services implies consent to the modified agreement. If you disagree with any part, please refrain from using our website or services.

Who May Use Our Services?

You must be 18 years or older to use our services. Additionally, you must act as a representative for a business entity with outstanding debt seeking debt recovery services. Thus by using our services, you confirm that you are competent to contract under the Indian Contracts Act, 1872, and understand and accept these terms.

General Prohibitions

You agree not to violate laws, send illegal content, misuse our trademarks, access non-public areas, interfere with technical systems, or use our services for unauthorized commercial purposes. Prohibited actions also include attempting to reverse engineer software, interfering with network access, and using automated means to access our services.

Your use of our services is subject to compliance with these terms, and any violation may result in restricted access.

For any questions or clarifications, please contact us at info@patildmea.com. These terms supersede all prior agreements between Patil Debt Management and Enforcement Agency and you.